A dollar at a time can give away millions
Also referred to as social investment clubs, "giving circles" are transparent, democratic organizations whose members do a lot more than write checks. Pooling money and effort for greater impact is a concept that appeals to people of all income levels.
Four gifting strategies to remember
All year long, there are occasions for gift-giving. Some people make it an ongoing part of their life. With some planning, your gifts may also generate income and estate-tax savings. Here are four strategies -- and the key factors that apply to each -- to help maximize your gifting.
