Medicaid and Medicare linkage at times
I decided to delete a long article from a newspaper source that described the problems that persons on Medicaid might have when those same persons became involved with the Medicare Drug plan.
When I was a Medicare Insurance counselor, I found that most of the Medicaid persons ignored letters from both Medicare and Medicaid several years ago.
Medicaid persons just assumed somebody else would take care of the details but that was not the case. They were advised that Medicare Drug Insurance would be taking care of their drug/medication needs. They ignored the critical need for their taking identification cards to the drug store when the new plan took effect.
It took a few weeks to resolve the resulting snafus.
Actually Medicaid may become involved for newborns with major health problems that result in huge medical expenses. Personally I have a married daughter whose son was born with a heart defect that involved heart surgery and his medical care/surgery resulted in medical bills well into the hundreds of thousands of dollars.
My Grandson's father has a decent job which pays a decent salary but Medicaid got involved due to the huge expenses the parents incurred for their son. They faced bankruptcy. The parents are not Medicare age.
Medicare and You 2008 handbook describes several instances where persons of Medicare age may have their co-pays and Medicare premiums paid by Medicaid if they have lower income and minimal financial resources---which I have written on previously.
Be alert about your parents or friends have financial problems due to medical expenses. If they are on Medicare, they may qualify for extra help.
Medicare drug plan has been good for us. We have always asked our
Doctors to prescribe generics and avoid the advertised TV drugs. The "TV" drugs always cost many $ but there is usually a generic drug that will do the same job for little or no costs to the user.
Further the Walmarts etc are selling the generics for $4.00 for those of you readers that are not yet involved with Medicare.
It's your money--spend it wisely!!!!!!!!!
When I was a Medicare Insurance counselor, I found that most of the Medicaid persons ignored letters from both Medicare and Medicaid several years ago.
Medicaid persons just assumed somebody else would take care of the details but that was not the case. They were advised that Medicare Drug Insurance would be taking care of their drug/medication needs. They ignored the critical need for their taking identification cards to the drug store when the new plan took effect.
It took a few weeks to resolve the resulting snafus.
Actually Medicaid may become involved for newborns with major health problems that result in huge medical expenses. Personally I have a married daughter whose son was born with a heart defect that involved heart surgery and his medical care/surgery resulted in medical bills well into the hundreds of thousands of dollars.
My Grandson's father has a decent job which pays a decent salary but Medicaid got involved due to the huge expenses the parents incurred for their son. They faced bankruptcy. The parents are not Medicare age.
Medicare and You 2008 handbook describes several instances where persons of Medicare age may have their co-pays and Medicare premiums paid by Medicaid if they have lower income and minimal financial resources---which I have written on previously.
Be alert about your parents or friends have financial problems due to medical expenses. If they are on Medicare, they may qualify for extra help.
Medicare drug plan has been good for us. We have always asked our
Doctors to prescribe generics and avoid the advertised TV drugs. The "TV" drugs always cost many $ but there is usually a generic drug that will do the same job for little or no costs to the user.
Further the Walmarts etc are selling the generics for $4.00 for those of you readers that are not yet involved with Medicare.
It's your money--spend it wisely!!!!!!!!!
