I think this is a good idea - what do you think?
I just had a great idea today....I have an American Express card that earns miles on Delta...I got the card because I got 40,000 miles just for signing up. I autopay my utilities on the card so I earn miles every month. Of course I'd like to earn more but I hate having a credit card bill. I pay most of my expenses with my debit card.
So -- Amex is running a promotion this month that you can earn triple miles for the next 2 months, and also double miles for gas and groceries. So, I decided that I'll use my American Express all month, but I'll tell myself in my mind that I've used my debit card, so every time I buy something, I'll subtract it from my checkbook just like I would with my debit card; I'll mark it somehow, with a highlighter or a star or something; then when the bill comes in, I will have already removed that amount from my balance (in my mind and on my register, but the money is still in there), so I'll just write a check --
This will only work if you are extremely disciplined -- I feel like I am with my money (not with my food, but that's a WHOLE other story!! lol) -- this way, I can earn the extra airline miles --
has anyone else tried this? I will let you know how it works. It's just a matter of subtracting it from your checkbook - so that way I'll tell myself, ok, I only have $200 to spend, or whatever amount it is - then I won't overcharge. I'm pretty excited to get some extra airline miles --
So -- Amex is running a promotion this month that you can earn triple miles for the next 2 months, and also double miles for gas and groceries. So, I decided that I'll use my American Express all month, but I'll tell myself in my mind that I've used my debit card, so every time I buy something, I'll subtract it from my checkbook just like I would with my debit card; I'll mark it somehow, with a highlighter or a star or something; then when the bill comes in, I will have already removed that amount from my balance (in my mind and on my register, but the money is still in there), so I'll just write a check --
This will only work if you are extremely disciplined -- I feel like I am with my money (not with my food, but that's a WHOLE other story!! lol) -- this way, I can earn the extra airline miles --
has anyone else tried this? I will let you know how it works. It's just a matter of subtracting it from your checkbook - so that way I'll tell myself, ok, I only have $200 to spend, or whatever amount it is - then I won't overcharge. I'm pretty excited to get some extra airline miles --
