ATTENTION:
ANYBODY THAT HAS A CAPITOL ONE CREDIT CARD
Something that I DID NOT know is that Capitol One DOES NOT add the interest to your minimum payment. They give you the minimum payment due, and they want you to add the interest to that amount. THEY WILL NOT DO THAT FOR YOU. So if you do not pay the interest, and it goes over your credit limit... YOU ARE GOING TO PAY OUT THE ASS TO GET IT STRAIGHTENED OUT! As for me... NOW that I know their shenanigans and I have CLOSED my account so they will not charge me an extra $4.99 a month for the yearly fee which I did not have to pay when I first opened the account, maybe I can get it paid off!
Now if someone asked me; “What’s in your wallet?” I will say, “Anything but Capitol One”!
Oh, and they did get me again this month since my payment got there one day late.
